For Kids. For Parents. For the Future.
The New Standard for Birthday Gifts
Give your child a virtual debit card for his gifts they can use anywhere. No more unused gift cards sitting in drawers. Just real freedom.
Common questions
How cards, gifts, and fees work with CreditKid.
After you create a birthday event and set up your account, CreditKid issues a virtual debit card for your child through Stripe. You complete a quick parent verification, then add the card to Apple Pay on your child's phone. No physical card is required — the digital card is ready to use in stores and online.
Fees at a glance
Only 3% on gifts — compared to 15–20% hidden markup on many gift cards.
| Guest pays | Service fee (3%) | Child receives |
|---|---|---|
| $50.00 | $3 | $48.50 |
| $100.00 | $3.00 | $97.00 |